Retirement Planning for Business Owners
You've spent years building your business — now it’s time to turn that value into lasting income. We help you create a smart exit strategy that preserves your wealth, reduces your tax burden, and supports a comfortable retirement.
- Clear roadmap from business sale to retirement
- Tax-efficient income plans that protect your nest egg
- Family-focused strategies to safeguard generational wealth
- Guidance through post-sale lifestyle and financial decisions
Strategic Retirement Planning
You’ve accumulated wealth — but is it working in your favor? We help Canadians nearing retirement tie everything together for a smooth transition and long-term security.
- Customized coordination of pensions, investments, and benefits
- Strategic withdrawal plans designed to reduce taxes
- Optimized use of CPP, OAS, and other entitlements
- Clarity around your income and lifestyle goals
Comprehensive Wealth Management
Busy families often juggle short-term demands with long-term plans. We create calm amidst the chaos, helping you grow wealth now while planning for what’s ahead.
- Tax-smart investment strategies for steady growth
- Education savings and early estate planning
- Guidance to manage debt, savings, and competing priorities
- A practical path to long-term financial security
Insurance Planning
Insurance is more than protection — it's a key pillar of your financial strategy. Whether it’s safeguarding your income, preparing for the unexpected, or creating a tax-efficient legacy, we integrate insurance into your broader financial plan. Our approach includes:
- Life insurance to ensure financial continuity and estate liquidity
- Disability and critical illness protection to guard against life’s what-ifs
- Using permanent insurance as a strategic tax and estate tool
- Regular reviews to ensure your coverage evolves with your needs
Tax & Estate Planning
Effective tax strategies and smart wealth protection go hand in hand. We help you identify gaps, reduce exposure, and keep your finances in safe waters.
- Tax-efficient investment structuring
- Wealth transfer and estate preservation
- Strategic gifting and legacy planning
- Proactive protection against tax erosion
Comprehensive Financial Review
Before you chart a course, it helps to know where you stand. Our comprehensive review gives you a clear picture of your finances and lays the groundwork for smart decisions.
- Full assessment of your financial health
- Risk evaluation and retirement readiness check
- Review of investment alignment and tax strategy
- Actionable insights tailored to your goals